Free to enter
The draw is free. Employees never pay to take part, and nothing is taken from their savings.
Features
Small daily habits. A weekly reason to keep going.
PrizeBnk is a financial wellbeing app your team actually opens. It helps people understand their spending, build an emergency fund and stick with it, with a weekly prize draw that rewards the habit, not the bank balance.
Good morning
Alex
A
Review. Build. Reward.
Emergency fund
60% of 3-month goal
On track this month
5-day review streak
You're in this week's draw
Start daily review
Goals
Rainy day fund60%
Weekly draw
£100
Emergency fund
An emergency fund, set up for you
When someone connects their bank account, PrizeBnk suggests emergency fund goals of 3, 6 and 9 months, based on their own average spending over the last three months. They review the categories, adjust or remove anything that doesn’t fit, and approve it. Nothing goes live until they have checked it.
3 monthsSuggested
6 monthsSuggested
9 monthsSuggested
Personal goals
Personal goals, once the basics are covered
Once the emergency fund is in place, employees can create their own goals, such as a holiday or a big purchase. They give it a name, choose the spending categories and set a target.
Daily review
A two-minute daily spending review
Each day, the app groups yesterday’s spending by category. Employees mark each one “worth it” or “cut it”, and those choices shape their habits for the week ahead. It’s quick, private and surprisingly eye-opening.
Streaks
Streaks that reward consistency
Every day you finish your review builds your streak, and a calendar shows your best run. It's a simple way to see the habit forming.
Weekly prize draw
A weekly prize draw
Entries come from good money habits, never from how much anyone has or saves. Employees earn one entry for each day they finish their daily spending review, one for each day they stick to a spending cut they chose, and one a week for each bank account that stays connected.
How the prize draw works
Simple, fair and free for your team.
Entries from habits
Entries come from good money habits, never from how much anyone has or saves. Employees earn one entry for each day they finish their daily spending review, one for each day they stick to a spending cut they chose, and one a week for each bank account that stays connected.
Savings stay put
PrizeBnk never holds anyone's money. Savings stay in each employee's own bank account.
Picked at random, recorded
Prize recipients are picked at random from every entry, and each result is recorded so it can be checked.
A friendly team leaderboard
The leaderboard shows nicknames, not real names, so people can enjoy some team spirit without sharing their finances.
Reminders that keep things running
Bank connections last 90 days. Seven days before one expires, employees get a notification, an email and an in-app prompt to reconnect.
Your savings stay where they are
PrizeBnk doesn't hold anyone's money. Savings stay in each employee's own bank account, and the prize draw is a separate reward on top.
Launching on iOS and Android
Every feature above is included for every team member.